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You'll also get a free copy of your credit report -- verify it and keep involved with the credit score bureaus till they correct any fraudulent fees or accounts you discover there.
Credit card companies restrict your liability on fraudulent purchases, and you can dispute false fees. A financial savings account that has no checks issued and is not linked to any debit card might be a lot tougher for a thief to gain entry to. If you retain a large sum of money in your foremost checking account, then all that cash is weak if somebody steals your debit card or writes checks in your identify.
If you ship mail, use safe, opaque envelopes so nobody can learn account numbers or spot checks just by holding them up to the sunshine. Only use ATMs in secure, well-lit locations, and don't use the machine if someone is standing too close or trying over your shoulder.

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